loan-calculator
贷款计算器。等额本息/等额本金计算、方案对比、提前还款分析、贷款能力评估、还款计划表、再融资分析。Loan calculator with equal installment/principal, comparison, prepayment analysis, affordability, schedule, refinance.
如何使用
- 选择你需要的功能命令
- 输入你的具体需求描述
- 获取专业的输出结果
- 根据需要调整和完善
命令列表
| 命令 | 功能 |
|---|---|
calculate | calculate |
compare | compare |
prepay | prepay |
afford | afford |
schedule | schedule |
refinance | refinance |
help | help |
专业建议
calculate默认使用等额本息（月供固定），加equal-principal切换等额本金afford按月收入的40%计算最大月供，保守安全- 等额本息**：每月还款相同，前期利息多，适合收入稳定者
- 等额本金**：每月递减，总利息少，适合收入较高者
- 贷款前1/3时间提前还款最划算（利息占比大）
loan-calculator by BytesAgain
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Examples
# Show help
loan-calculator help
# Run
loan-calculator run
Commands
Run loan-calculator help to see all available commands.